The Southwest Speedy Rewards Plus Credit score Card, like all co-branded journey playing cards, is aimed toward individuals who repeatedly fly with Southwest Airways.
It is a premium journey card that provides 3,000 miles yearly you’ve gotten it, a reduction on in-flight purchases, and two free EarlyBird Verify-Ins annually.
This card additionally incorporates a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, cellphone, and choose streaming.
One other energy of this card is its 50,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
For those who’re fascinated by including the Southwest Speedy Rewards Plus Credit score Card to your pockets, this information will show you how to resolve.
Is the Southwest Speedy Rewards Plus Card for me?
The Southwest Speedy Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.
Which means in the event you’re a loyal Southwest buyer or reside close to a Southwest hub, this card is perhaps an important possibility for you. You’ll speed up your earnings towards free flights and get some strong perks, akin to two free EarlyBird Verify-Ins annually.
For those who aren’t a fan of Southwest or reside in a spot the place Southwest isn’t as prevalent, this card possible gained’t be as beneficial as one other airline or generic journey rewards bank card.
What makes this bank card totally different?
What makes the Southwest Speedy Rewards Plus Card totally different is its give attention to Southwest Airways.
As a result of it’s a co-branded card, it may possibly provide distinctive advantages and perks that generic journey bank cards can’t. For those who fly Southwest continuously, you’ll take pleasure in these perks.
This card additionally comes with a nice signup bonus within the type of 50,000 factors once you spend $1,000 utilizing the cardboard inside three months of opening your account.
It’s also possible to obtain 10,000 Companion Move qualifying factors increase annually. With the Companion Move, you’ll be able to identify one particular person, akin to a partner, accomplice, or pal, to be your companion. They’ll get a free ticket on any flight you e-book for your self.
Generic journey playing cards don’t provide these specialised advantages and bonuses, so that they possible gained’t be as interesting to individuals who favor to fly with Southwest.
Associated: Greatest bank card enroll bonuses
What are my possibilities of getting permitted?
As with every bank card, it’s essential to consider whether or not you’ve gotten an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a couple of factors, so that you don’t wish to decrease your credit score for no purpose.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Which means it is best to attempt to have a credit score rating of about 670 or increased earlier than you apply.
All the main points of the Southwest Speedy Rewards Plus Card
Bank cards are difficult, so earlier than you join one, you could ensure you perceive how they work.
Charges and charges
The very first thing to take a look at once you wish to get a brand new bank card is how a lot the cardboard will price. Some playing cards, together with journey playing cards, have annual charges, so that you wish to be sure that the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Speedy Rewards Plus Card costs $69 per 12 months.
Perks and rewards
In relation to journey playing cards, it’s all in regards to the perks and rewards. A superb journey card ought to allow you to earn your method towards free journeys and show you how to journey extra comfortably.
The Southwest Speedy Rewards Plus Card does all of it, with an important signup bonus, sturdy ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To start out issues off, you’ll be able to earn 50,000 factors once you spend $1,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Speedy Rewards® lodge and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, cellphone providers, and choose streaming providers.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. It’s also possible to use the cardboard to get two free EarlyBird Verify-Ins annually and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Greatest journey rewards playing cards
Learn how to apply
The simplest technique to apply for the Southwest Speedy Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To start out the method, you’ll enter your private information, together with your:
- Date of start.
- Mom’s maiden identify.
- Social Safety quantity.
- Deal with.
You’ll additionally want to offer your Southwest Speedy Rewards quantity if in case you have one. For those who don’t, Chase will routinely set one up for you in the event you’re permitted.
Lastly, you’ll enter whether or not you lease or personal, your month-to-month lease fee quantity (if relevant), and your whole annual revenue. When you apply, Chase will overview it and make a lending resolution.
Sometimes, Chase can decide immediately. Nonetheless, if the financial institution has hassle matching your data to your credit score file or needs to take a more in-depth have a look at among the software particulars, you’ll have to attend for a choice within the mail.
If in case you have points together with your Southwest Speedy Rewards Plus card, the perfect factor to do is attain out to Chase’s customer support.
You possibly can contact Chase by signing in to your account and sending a safe message. It’s also possible to name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff it is best to know
One essential factor to notice in regards to the Southwest Speedy Rewards Plus card is that it’s not the one Southwest journey card accessible. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual price however the fewest perks of the three Southwest playing cards.
The Premier card is the following degree up from the Plus card. It has a better annual price at $99 however affords 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price however affords 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey annually. You’ll additionally obtain 4 upgraded boardings annually.
One other factor to think about is that the Southwest Speedy Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and usually solely good for Southwest flights. There are some present card redemption choices, however they aren’t a great worth.
Different bank cards to the Southwest Speedy Rewards Plus Card Credit score Card
If the Southwest Speedy Rewards Plus Card doesn’t appear to be the proper one for you, take into account the next alternate options:
- Southwest Precedence: This card is helpful for individuals who spend quite a bit on it and wish to earn A-Listing standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the price. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most popular® Card: That is one other Chase card with way more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual price and affords sturdy money again charges on journey purchases.
- American Categorical Gold: That is the mid-tier Membership Rewards card. It affords versatile rewards and a great earnings charge on meals and journey.
How do you identify which bank card is best for you?
While you’re out there for a brand new bank card, it is best to examine your choices to search out the proper one. When making this comparability, take into account the next elements:
- Your means to qualify. Card issuers design totally different playing cards for folks with totally different credit score profiles. Earlier than you apply, ensure you have a great likelihood of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Ensure you’re getting sufficient worth from the cardboard to make the price price paying.
- Perks. Every card has a special set of perks and advantages. Be sure the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can provide money again, factors, miles, or different rewards. Be sure the rewards on provide align together with your objectives. It’s additionally essential to consider their flexibility. You don’t wish to be caught with miles you’ll be able to’t use. Additionally, take into account the speed of incomes these rewards, and search for playing cards that supply bonuses on the varieties of purchases you make most frequently.
- Charges. On the whole, it is best to keep away from carrying a bank card steadiness at any time when potential. Nonetheless, generally you must carry a steadiness. When that occurs, having a card with a low rate of interest is nice.
Southwest Speedy Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t provide any technique to pool your rewards with one other particular person.
What’s the Southwest Companion Move?
The Southwest Companion Move is a perk you’ll be able to earn by way of a bank card signup bonus or by taking numerous flights in a single 12 months. While you earn this move, you’ll be able to select one different particular person to get a free ticket on each flight you e-book till the top of the calendar 12 months after you earned it.
So, in the event you earn the move in 2023, it’s going to expire on the finish of 2024. Some passes earned by way of promotions have totally different expiration dates.
Can I redeem my Southwest factors for issues aside from flights?
Sure, you’ll be able to redeem your Southwest factors for present playing cards to many in style retailers. Nonetheless, redeeming factors for flights is usually a greater worth.
Why select the Southwest Speedy Rewards Plus Card?
With a robust signup bonus and a few good perks, the Southwest Speedy Rewards Plus Card is an efficient possibility for frequent Southwest fliers.
Given its affordable value, substantial signup bonus, and beneficial perks, we give the Southwest Speedy Rewards Plus Credit score Card a 4 out of 5 score.
For those who suppose that is the proper card for you, apply now.